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Reports and documents about payday lending available online:

"Show Me The Money," report by Consumer Federation of America and the US Public Interest Research Group, February 2000 www.pirg.org/reports/consumer/payday/index.html

"Safe Harbor for Usury: Recent Developments in Payday Lending," Consumer Federation of America, September 1999 www.consumerfed.org/safeharbor.pdf

"The Growth of Legal Loan Sharking: A Report on the Payday Loan Industry," Consumer Federation of America, November 1998 www.stateandlocal.org/loanshar.html

"Unregulated Payday Lending Pulls Vulnerable Consumers Into Spiraling Debt," Woodstock Institute Reinvestment Alert, March 2000, Number 14 www.woodstockinst.org/Alert.pdf

Press releases, testimony and reports from Consumers Union, publisher of Consumer Reports, including:

"Wolf in Sheep’s Clothing: Payday Loans Disguise Illegal Lending," Consumers Union Southwest Regional Office, February 1999 www.consumersunion.org/finance/ipayday.htm

"Payday Loans Don’t Pay," AARP consumer fact sheet, March 2000 www.aarp.org/confacts/money/paydayloans.html

NCLC/CFA Model State Payday Loan Law www.nclc.org/PayDayLoans/Pay%20Day%20Loans.htm

NCLC Payday Loans: A Form of Loansharking: The Problem, Legislative Strategies, A Model Act www.nclc.org/PayDayLoans/pay-menu.htm